Review of the Citi ThankYou® Preferred Card for College Students (2017)

Big spender? Go out to restaurants a lot? Enjoy the movies? Coachella?

THIS CARD IS FOR YOU!

Citibank has designed a card specifically for the college student, the Citi ThankYou® Preferred Card for College Students.

Their latest offer:

  1. Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of account opening. (For those who frequent the bars, this should be no problem Image result for wink emoji)
  2. 0% Intro APR on purchases for 7 months; after that the variable APR will be 14.74% – 24.74%, based on your creditworthiness. (Want to splurge for 7 months? Feel free, you don’t pay interest, just make sure to pay it off before the interest kicks in.)
  3. Access to their exclusive services such as: Concierge, Price RewindPrivate Pass®

This is one of the more lucrative student credit card offers that won’t be here for long. (Keep that in mind)

Now, let’s expand on the cards benefits:

  • 2 ThankYou® Points per $1 spent on purchases for dining at restaurants and entertainment.
  • 1 ThankYou® Point per $1 spent on other purchases.
  • Points do not expire and earn unlimited ThankYou® Points.

What can you redeem the points for?

  • Redeem ThankYou® Points for almost anything, from a large selection of gift cards including dining, entertainment and retail – to an amazing selection of valuable rewards such as electronics, travel rewards, home goods, books and media, charitable donations or even cash.

Yes you can redeem the points for cash! That’s one hefty rebate for $500 spend.

Personal thoughts: Citi ThankYou® Preferred Card for College Students is a great card for student who frequently go out to eat/drink/party. Their current offer: 7 months intro purchase apr, is extremely good for a card that is targeted toward students, yet I would  still recommend not spending more than you can handle; credit card debt can be a pain in the ass. They also offer an amazing 2 points per $1 spent on certain categories. Not to mention, they also have an amazing concierge service; if there is a restaurant you can’t get reservations for, call them up at 1-800-508-8930 and let them work their magic. Citi Price Rewind is also phenomenal, similar to the discover’s service, they will give you the difference if you can find a lower price within a certain time frame. Last but not least, their Private Pass® benefit might be able to get you into exclusive concerts.

TLDR; Great card with an amazing introductory offer + Citi’s complementary services are bomb.

Apply here: https://www.citi.com/credit-cards/credit-card-details/citi.action?ID=citi-thankyou-preferred-credit-cards-for-college-students

Tags: 0% Apr Credit Card, Top Citibank Credit Cards, Top Student Credit Cards

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