Looking to make a large purchase at Best Buy? Is Best Buy’s store card worth getting for the 0% APR financing?
What do you get with Best Buy’s store card?: You get a choice:
5% back in rewards (6% for Elite Plus members) or a 0% APR financing option anywhere between 6 to 12 months.
On top of that you also get a string of other financing options varying on Best Buy’s promotion schedule. Here’s a screenshot of their current offerings as of 8/20/17:
There is an introductory offer: 10% cashback in points.
Is this card worth getting?: Yes. Especially if you’re a student and not planning on renting your frig/microwave, you’ll most likely find this store card’s 0% APR offering quite enticing. Even if you’re just looking to make a big purchase you’ll most likely find the offer enticing. That being said, this store card is similar to the Blispay credit card in the sense of 0% APR financing on larger purchases. That being said, the Blispay credit card also gives you 2% cashback on your purchases. With the Best Buy store card you have to make the choice between 5%+ cashback or 0% APR financing. That’s something to think about before applying for this card.
Tags: Best Buy store card, Student Credit Cards, Best Buy cashback, Best Buy 0% APR Financing